Intelligent decision infrastructure

Credit Decisioning

Move faster from source data to credit decisions with AI assistance and analyst control

A governed credit decision processFinancial reports, supporting documents, professional judgement, analytics, and policy converge into one governed credit decision flow and a decision-ready credit memo.FINANCIAL REPORTSRevenue   2,418.3EBITDA    312.8SUPPORTING DOCUMENTSPROFESSIONAL JUDGEMENTSANALYTICSPOLICY & PROCESSYOUR CREDIT DECISION PROCESSAI-assistedEfficient · Traceable · AccountableGOVERNED BY DESIGNEvidence linked to outputsHuman review and approvalConsistent decision recordDECISION READYCREDIT MEMOSenior secured loan€25mInternal RatingBBB-DecisionAPPROVEDStrengthen institutional intelligenceSTAY AHEADFRAGMENTED INPUTSGOVERNED FLOWDECISION
01

Less prep and rework

Use AI to extract financials and carry reviewed numbers across modules so your team can focus on the credit view

02

Faster analyst review

Use AI-assisted assessments and cited memo drafts to help analysts reach a well-supported recommendation sooner

03

More value over time

Build a decision record that the Insights Assistant can draw on as your institutional intelligence grows

Credit Decisioning

Three connected modules

Modules

Analytics

Generate transparent quantitative and qualitative scores from your credit models

Explore Analytics

Memo

Assemble preceding analyses and additional evidence into decision-ready credit memos

Explore Memo

One governed foundation

Always included
Portfolio monitoring

Monitor companies, risks, and activities across the portfolio

Entity identification

Accurately identify the companies that matter to you

Documents & data

Centralize documents and internal & external data

Insights assistant

Receive evidence-backed answers about your portfolio

Admin settings

Manage users and configure the platform to your needs

Action Centre

Keep on top of your and the team's tasks

Access management

Give every team and person the right level of access

Workflows & processes

Configure how work should get done

Credit Decisioning is currently available in English, German, French, Spanish or Dutch.

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Learn how DecAltra’s intelligent decision infrastructure could enable you to stay ahead

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